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Bank of Ocean City offers a variety of lending services to meet the financial needs of our community.

 

Consumer Lending


Secured and unsecured lending available for a variety of personal uses.

  • Auto loans
  • Bill consolidation loans
  • Discount on rate with automatic payment from a Bank of Ocean City account


Home Equity Line of Credit


Use the equity in your home to fund your financial needs.

  • Primary homes only
  • Minimal cost
  • Draws by check


Mortgage Lending


Flexible financing suited for our community and customers needs.

  • Primary homes
  • Secondary homes
  • Lot purchases – up to 80% financing


Construction Lending


Flexible financing available with convenient lending terms.

  • Residential construction
  • Commercial construction
  • Quick draw approval


Business Lending


Business loans to meet your short and long term credit needs.

  • Lines of Credit
  • Revolving Terms
  • Working Capital


To inquire about our financing options, competitive rates and quick turn around times please contact one of the following Loan Officers:


Commercial Lenders Wayne P. Benson, President/CEO
627 William Street
Berlin, MD 21811
410-641-2228

Reid Tingle, Executive Vice President
5900 Coastal Highway
Ocean City, MD 21842
410-524-6144
 

  Earl Conley, Business Banker
10005 Golf Course Road
Ocean City, MD 21842
410-213-0173
 
 
Consumer and
Residential Lenders
Harry Hammond, Vice President
627 William Street
Berlin, MD 21811
410-641-2228

Laurie Isaacs, Assistant Vice President

12109 Coastal Highway
Ocean City, MD 21842
410-723-4944

 

James Latchum, Assistant Vice President
5900 Coastal Highway
Ocean City, MD 21842
410-524-6144

Rhonda Richardson, Assistant Vice President
11001 Nicholas Lane
Ocean Pines, MD 21811
410-208-9380

 

Nancy Bradford, Assistant Vice President
10005 Golf Course Road
Ocean City, MD 21842
410-213-0173

 


 
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